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How Do Roofing Insurance Claims Work?
1. Communicate with your insurance company to evaluate the damage.
2. Once an adjuster has reached out to you, please contact Austin Roof Specialists when the appointment is approaching, so that we can be near at the time that your adjuster examines your home/business.
3.If a significant storm has happened, many adjusters are flooded with calls, and they might feel hurried to get to the next home. Having a local Austin Roof Specialist near can ensure that no costs are dropped on your claim, saving you money and time.
4. Your insurance company will write you a check for the costs minus your deductible and recoverable depreciation. Once your roof is repaired, you will receive a final check referred to as recoverable depreciation.
5. They will give you a packet that includes their appraisal of your roof renewal. In most instances, it is unclear how compensation is meant to be used. Your local Austin Roof Specialist will help you translate the package and will explain what funds you will get and why.
Fixing Your Roof
Once the adjuster has finished your paperwork, your local Austin Roof Specialist will present your colors and material choices. Once you’ve decided, we can schedule and replace your roof within the same week in most cases. Clearly, in the roofing trade, watching the weather conditions is essential, so we must always consider the weather forecasting before scheduling your roof repair or replacement. The removal and fitting process can usually take one day. However, is some cases, the roof renewal process might take a few days! The Austin Roof Specialists will present all the documentation and invoice to your insurance company to inform them that your roof has been repaired or replaced. At that point, they will assign a final check for your recoverable depreciation.
Filing a Claim
Your insurance company CANNOT penalize you for submitting a claim when a storm event, such as a Hail storm or Wind, damages your roof.
To submit a claim, you can contact your insurance company through a simple phone call. A representative of your insurance company will collect necessary information about your tile roof damage, and the representative will assign an insurance adjuster to visit your home/business to inspect your roof.
To assist you, You must contact us when the insurance adjuster calls to schedule an appointment- AUSTIN ROOF SPECIALISTS ACTS AS YOUR ADVOCATE, TO ENSURE THAT YOU RECEIVE THE PROPER COVERAGE.
Frequently, We agree with the adjuster. However, in many cases, the Austin Roof Specialists presence have made the difference between getting a new roof or a partial repair.
By Law, your insurance company must pay for the fair market value of skilled labor and materials.